Mortgages are far from being part of a one size fits all equation. In fact, there are a wide variety of mortgage lending options to help accommodate those with unique financial situations. However, understanding which of these options is best for you can be difficult. Therefore, we are finding that more and more people are choosing to work with mortgage brokers.
A broker can be a valuable tool to help navigate you through the mortgage-seeking process. Here are a few of the top reasons you should consider working with a mortgage broker:
Their Knowledge of your Options
Naturally, mortgage brokers possess a wealth of knowledge on the subject of mortgages. By looking at your credit score and budget, a broker will be able to determine with confidence what type of mortgage is right for you.
Furthermore, some lenders work exclusively with brokers, where the broker’s main job is to provide the lender with their target clientele. In addition to this, brokers will often be able to secure lower rates for their clients as a result of them having done repeated business with a lender.
They can save you Money
Whenever you’re obtaining a mortgage from a lender, there are going to be fees associated with the process, such as application fees, appraisal fees, and more. However, if you choose to work with a mortgage broker, he or she may be able to have some of those fees waived, saving you a hefty chunk of change!
They Provide Convenience
There’s no doubting that we could all use a little more free time in our day-to-day lives – especially if we’re in the process of getting a mortgage. Luckily, a mortgage broker can provide you with just that! By answering all of your questions with patience and guiding you through the experience, you can be confident that you’re making the right decision on which mortgage to seek out and not wasting your time!
Why Centum Chartered Finance?
Centum Chartered Finance is a leading mortgage brokerage headquartered in Toronto, Ontario catering to homeowners throughout Ontario. Our experienced team of mortgage professionals boasts backgrounds in mortgages, real estate, financial planning and insurance.
Our Mission
Experience you can trust your financial business with
We guarantee effective and knowledgeable representation for you and your financial needs. Our reputation and history of success with our clients and their financial needs speaks for itself. There’s no substitution for the best.
Peace of mind…
Our clients peace of mind is our #1 priority.
We treat you with respect…
Whether you’re looking for your first home or you’re in need of some negotiation skills, you can rest assured that we’re going to help you. We’re committed to providing you with superior financial support and knowledge. We approach every client with a focus on integrity, advocacy, and understanding.
How CCF Mortgage can help
At the end of the day, it’s always comforting to have someone on your team – especially when they’re helping you with something as big as getting approved for a mortgage. At CCF, we work dedicatedly to ensure our clients receive the best mortgage for their financial circumstances. If you’re interested in working with one of our prominent brokers, contact us today to learn more about how CCF can help you get a mortgage!